FP&A intelligence, traceable to source

From actuals to FP&A reports.
In minutes, not weeks.

Uptio queries your data, writes the commentary, returns the report. Every number deterministic and traceable to source. No black boxes, no guesswork.

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Built with finance teams across

RetailFMCGBeveragesPet careManufacturingAgricultureFacilities & cateringOnline marketplaces

Uptio — FP&A intelligence

Live

Sources:Financial dataOperationalBudget

All steps traceable →

Built for modern finance teams turning analysis into shared intelligence across the business.

Meet Uptio

The AI-native FP&A platform that turns raw actuals into board-ready reports, and shows its working.

Uptio learns your business, and shares the insight across every team.

Uptio gathers your data, reads your documents, and holds your definitions, hierarchies, and the language your team uses. That context is shared across everyone, so every answer starts from the same understanding.

Organisational context

What Uptio understands about your business.
Shared across the team.

Updated 9:02am

Structure

1 hierarchy

Documents

6 loaded

Analyses

68 ↑ 41

Context, shared with everyone

FY26 board pack

Sets NSW recovery and margin as priorities

Shared

Store hierarchy · v3

180 stores across 5 states, confirmed

Shared

See what moved, and why.

Ask what changed and Uptio decomposes the variance, ranks the drivers, and separates price from volume from mix. Every driver sums to the total change. Anything it can't attribute, it flags rather than hides.

Trust every number.

Every figure comes from a real calculation run against your data, never a guess. Open any answer to see the formula, the source, and the check that it reconciles. When the data can't support an answer, Uptio says so instead of inventing one.

Your data, modelled for you.

Load your data. Uptio reads the structure, maps your hierarchies, and you're asking questions the same day. No modelling project, no six-month build.

For finance teams, and the business

FP&A as a force multiplier.

Uptio compresses the whole workflow, from raw data to the analysis and reports you share with the business, into minutes. Everyone in finance gets the output of a team. It doesn't replace your analysts. It multiplies them.

CFOs and finance leaders

Steer the business day to day. Get a clear answer to any question, with the analysis and report to back it, the moment you need it, not a cycle away.

From question to shareable analysis, in minutes.

Finance analysts

Turn a day of spreadsheet work into a few questions. Spend the time you get back on drivers, scenarios and partnering.

Days of analysis, done in minutes.

Operators and executives

Get the numbers and the story behind them on demand, ready to act on, without waiting on finance to prepare them.

Financial clarity, ready to share.

Uptio vs Gen AI

The whole workflow, from data to report.

Gen AI chatbots write you a report, but they predict answers from text, so figures drift and nothing traces to source. You check every line by hand and still can't take it to the board. Uptio runs every number from a real calculation, holds your context, and shows its working.

	Gen AI	Uptio
Traceable to source
Root-cause analysis
Holds your business context
Shows the working behind every figure
Board-ready reports
Answers in plain English

Early product feedback

I can't wait to use it: the first tool we've seen in this space that gives real confidence in the numbers.

FP&A Analyst · Retail · $400M revenue

Answering questions on my actuals quickly, across my data. I have answers now, not two months later.

CFO · Manufacturing & Wholesale · $200M revenue

We're seeing richer context and broader insight than we've ever produced manually. Uptio gets us there 20x faster.

Head of FP&A · Retail · $20M revenue

Security

Your data stays yours.
Always.

Most AI tools push your data straight through the model and hope for the best. Uptio works the opposite way. Your data is stored and processed in Australia, the model only ever sees aggregated results under a zero-retention agreement, and every answer traces back to a real calculation.

The AI never sees your raw records

Calculations run as SQL against your data in Uptio's Sydney database. The model receives only the aggregated result to put into words, never your transaction rows or record-level detail. That's how Uptio is built, not a box you tick.

Nothing kept. Nothing used to train AI.

Every AI request runs zero-retention: the provider is contractually barred from storing it or training on it, and Uptio never logs prompts or responses. Your conversations and the exact SQL stay in your Sydney tenant, where you can audit them.

Every number traces to a real calculation

Open the methodology panel on any answer to see the measure, filters, date range and sources behind it, with the exact SQL retained in an audit log. No black boxes. No made-up figures. Just numbers you can take straight to the board.

FAQ

Questions, answered.

Uptio is an AI analyst for finance teams. It connects to your actuals, answers questions about them in plain language, and tells you what the numbers mean so you can act. It runs on proprietary engines that take you from raw data, to a verifiable answer, to the story behind it. A calculator gives you the number. Uptio gives you the number and what it means.

A general AI model reads your numbers as text and predicts an answer — which is where the hallucinations come from. Uptio works differently. The maths runs deterministically inside a governed model of your business, and the AI only ever sees the summarised result, never your raw rows. So every figure traces back to source. The model writes the explanation. It does not do the maths.

You connect your actuals and budget, and you're asking questions of live data within minutes. During early access we set this up directly with each finance team, so you're never configuring it alone. There's nothing to rip out — Uptio sits on top of the stack you already run.

Every answer runs through a governance layer. Each number is traceable: you can see exactly how it was calculated and which source it came from, before it reaches your CFO. Nothing is hard-coded and nothing is guessed, so accuracy is something you verify rather than take on faith.

Yes. Calculations run against your own Uptio data stores, processed under Australian data residency. The AI only ever sees aggregated figures and metadata to contextualise your answers and insights, never raw rows of your data, transactions and financials. Every request runs through zero-data-retention AI providers, so nothing is stored or used to train any external models once your question is answered. ISO 27001 recertification, SOC 2 Type II and GDPR alignment are in progress.

Finance teams that
always have the answer.

Join the finance teams getting answers from their actuals in minutes: cited, traceable, and ready to present.